MCA Debt Relief Help Center

Facing a frozen account, a lawsuit, or daily debits you can no longer afford? We negotiate directly with your merchant cash advance lenders to reduce your payments. Find the page that fits your situation, or get a free assessment now.

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4 Steps to Payment Relief

Our streamlined process gets you results fast

1

Free Assessment

Share your MCA situation. We'll analyze your positions and show you what's possible.

2

Custom Strategy

We create a plan based on your specific lenders and financial situation.

3

Rapid Negotiation

We contact your lenders and negotiate reduced payments on your behalf.

4

Payment Relief

Start paying less. Most clients see reduced payments within 2-3 weeks.

Don't See Your State or Industry?

We help business owners in every state and nearly every industry. If you have stacked merchant cash advances, we can almost certainly help.

Talk to Us About Your Situation

Ready to Cut Your Payments in Half?

Find out how much you could save. Our free assessment takes just 5 minutes and shows you exactly what's possible for your situation.

No obligation. No upfront fees. Just answers.

Or call us directly:(305) 306-8384

Results vary based on your lenders, balances, and individual circumstances. Rapid Restructure is a debt-restructuring service, not a law firm, and does not provide legal, tax, bankruptcy, or credit-repair advice. Any figures shown — such as potential payment reductions or timelines — are illustrative examples, not guarantees of results. Information about state laws is general in nature, may change, and should not be relied upon as legal advice; consult a licensed attorney for guidance specific to your situation.