Facing a frozen account, a lawsuit, or daily debits you can no longer afford? We negotiate directly with your merchant cash advance lenders to reduce your payments. Find the page that fits your situation, or get a free assessment now.
Get Your Free Assessment →If a lender has frozen your account, sued you, or is draining your business every day, start here. These guides explain what is happening and what you can do about it — and if it's urgent, call us now.
Waking up to a frozen business account is frightening, but you have options. Here is what a freeze actually is, why it happened, and what you can do about it.
Being sued by a merchant cash advance company is stressful, but it is not the end of the road. The most important thing to understand is that there is a clock running.
If the daily or weekly debits have outrun your revenue, you are not alone — and acting before a default is declared usually gives you the most room to fix it.
When daily debits are draining your account, cutting them off feels like the obvious move. Sometimes it is — but done the wrong way, it can trigger exactly the escalation you are trying to avoid.
A confession of judgment is one of the most powerful tools an MCA company can hold — but it is not unbeatable, and understanding it is the first step to dealing with it.
A UCC lien sounds ominous, and it can create real problems — especially when you try to get other financing — but it is a routine filing with a defined process, and there are ways to deal with it.
Already in crisis? Don't wait on a form.
Call (305) 306-8384Our streamlined process gets you results fast
Share your MCA situation. We'll analyze your positions and show you what's possible.
We create a plan based on your specific lenders and financial situation.
We contact your lenders and negotiate reduced payments on your behalf.
Start paying less. Most clients see reduced payments within 2-3 weeks.
We help business owners in every state and nearly every industry. If you have stacked merchant cash advances, we can almost certainly help.
Talk to Us About Your SituationFind out how much you could save. Our free assessment takes just 5 minutes and shows you exactly what's possible for your situation.
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Results vary based on your lenders, balances, and individual circumstances. Rapid Restructure is a debt-restructuring service, not a law firm, and does not provide legal, tax, bankruptcy, or credit-repair advice. Any figures shown — such as potential payment reductions or timelines — are illustrative examples, not guarantees of results. Information about state laws is general in nature, may change, and should not be relied upon as legal advice; consult a licensed attorney for guidance specific to your situation.