Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by Rapid Restructure (operated by JL Mobile LLC, doing business as "Rapid Restructure," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

Rapid Restructure provides merchant cash advance (MCA) debt restructuring services to business owners who are struggling with MCA payments. Our services include:

• Assessment of your current MCA debt situation
• Negotiation with MCA lenders on your behalf
• Restructuring of payment terms to reduce weekly/daily payments
• Legal representation through our network of attorneys when needed
• Ongoing support during the restructuring process

Our services are designed to help you achieve more manageable payment terms, typically reducing payments by 50-80%. However, results vary based on individual circumstances.

3. No Guarantees

4. Fees and Payment

Our fee structure is disclosed during the consultation process before you commit to our services. Fees are based on your specific situation and the complexity of your case. We operate on a service-for-fee basis and are not a debt settlement company.

Payment terms will be outlined in your service agreement. By accepting our services, you agree to pay all fees as specified in your agreement.

5. Client Responsibilities

To ensure the best possible outcome, you agree to:

• Provide accurate and complete information about your financial situation
• Respond promptly to requests for documentation
• Attend scheduled calls and meetings
• Follow the advice and instructions provided by our team
• Notify us immediately of any changes to your contact information or financial status
• Refrain from communicating with lenders directly once you engage our services

6. Cancellation Policy

You may cancel our services at any time by providing written notice via email to help@rapidrestructure.com. Fees for services already rendered are non-refundable. Cancellation terms specific to your service agreement will apply.

7. Limitation of Liability

To the fullest extent permitted by law, Rapid Restructure and JL Mobile LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount of fees you paid for our services.

We are not responsible for actions taken by your lenders, creditors, or third parties, nor for any damage to your business resulting from your MCA debt situation.

8. Dispute Resolution and Arbitration

Any disputes arising from these Terms of Service or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive your right to a jury trial and to participate in class action lawsuits.

The arbitration shall take place in the state where our business is registered, and shall be governed by the laws of that state, without regard to conflict of law principles.

9. Confidentiality

We maintain strict confidentiality regarding your financial information and business details. We will not disclose your information to third parties except:

• With your explicit consent
• To our legal partners when necessary to provide services
• To comply with legal obligations or court orders
• As described in our Privacy Policy

10. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Rapid Restructure / JL Mobile LLC and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

11. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

12. Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason in our sole discretion.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state in which our business is registered, without giving effect to any principles of conflicts of law.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

15. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect.

16. Entire Agreement

These Terms of Service, together with our Privacy Policy and any service agreement you sign, constitute the entire agreement between you and Rapid Restructure regarding our services and supersede all prior agreements and understandings.